Africa leads the world in mobile money
Phones are no longer just for staying in touch. They’re also a way to manage money. According to the GSMA, mobile money transactions in Africa totaled $1.432 trillion in 2025, accounting for 66% of the global value. There are now 1.2 billion mobile money accounts on the continent, making up 52% of the worldwide total. Mobile money first took off in Africa in 2007, and the continent remains the driving force behind its growth.
Orange Money: A major player in African mobile finance
Over the years, Orange Money has become one of the region’s leading mobile financial services providers.
17 countries
53 million
monthly active users as of 31 August 2026
More than
€200 billion
in transactions in 2025, up 20% year over year
More than
11 billion
transactions in 2025
Everyday financial services for everyone
Orange Money makes it easier to move money, pay securely, and manage finances independently, helping more people access financial services across Africa and the Middle East..
The mobile becomes the gateway. A shop owner can accept a QR code payment without handling cash. A family can send money to a relative in seconds. Someone working in a remote area can receive their salary. A student can top up their phone immediately. Whether you live in a city or a rural area, the idea is the same: make these services simple, fast, and accessible.
Anyone with a mobile line can use these services, regardless of their mobile operator.
Beyond payments: Savings, loans, and online shopping
Orange Money has grown beyond money transfers and mobile payments into a broader range of financial services.
Savings and credit
In West Africa, Orange Bank Africa offers fully digital savings and lending services. Through its responsible lending product Tik Tak, customers can apply for a loan and have the money paid into their Orange Money account within seconds. As of July 2026, Tik Tak had 3.3 million customers across Côte d’Ivoire, Senegal, and Guinea.
Responsible lending for more people
Since 2024, Orange Money Group has worked with fintech companies to expand its services and offer responsible loans, including to people without bank accounts and even to those in countries where Orange Bank Africa doesn’t operate.
Online payments within reach
Since 2025, partnerships with Mastercard and Visa have allowed Orange Money users to get and activate a virtual card linked to their Orange Money account. They can use it to shop on local and international websites.
Everyday services in one app
Available in 16 countries, the Max it super-app brings Orange Money, telecom services, and a marketplace for services such as online shopping, entertainment, and healthcare into one place. With 23 million users, Max it shows how smartphones are becoming a one-stop way to access everyday services.
I use Max it almost every day. I can make Orange Money transactions, buy mobile plans, check my balance, and manage my services, all in one app. One feature I really like is Max it TV. I was able to watch Africa Cup of Nations matches right on my phone, with great picture quality thanks to Orange internet.
Mike Ramaroson, Max it customer, Madagascar
Orange Money: Helping more people access financial services
In West Africa, just 25.2% of people had a traditional bank account in 2024. But when electronic money and digital financial services are included, the financial inclusion rate reached 73.6%, according to the BCEAO’s 2024 financial inclusion report, published in 2026. Mobile services, including Orange Money, have played a major part in changing how people access financial services.
In line with Orange’s Trust the future strategy, Orange Money is bringing innovation and responsible business practices together to make financial services more useful and accessible, with lasting benefits for the communities it serves.
